Show me your cards!

There's something with Norway and credit cards. First of all, you can have an ID-card function on the back which is quite good - one card less to bring on a saturday night out. But that's about all the positive sides of it. On the negative side:
1. You can't get a proper credit card if you don't have a Norwegian Social Security number. As a D-nr person you're limited to crappy Visa-Electron

2. Fees; yearly fee and fee when you withdraw money from a cash point

3. Some stores just DON'T accept credit card or Mastercard. They take Visa only.

With 3 different credit cards I still resort to use cash when I'm doing grocery shopping @ Kiwi.